$760,000
424 CEDAR PRESERVE Lane, St. Augustine, FL 32095, St. Augustine, FL 32095
Bannon Lakes
- Price
- $760,000
- Beds / Baths
- 5 / 5
- Living area
- 3,450 sqft
- Year built
- 2023
- Type
- Residential
- Lot
- 0.19 ac
- Garage
- 2
- HOA
- $54/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 38
$220/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 7% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to 424 Cedar Preserve Ln in the highly desirable Preserve at Bannon Lakes -- a beautifully upgraded 5-bedroom, 4.5-bath home PLUS an office and BONUS room, blending luxury finishes, smart features, and effortless Florida living! Designed with entertaining in mind, this home features BIG 9' ceilings and 8' doors downstairs, recessed lighting as well as upgraded fixtures throughout, smart switches, locks and ceiling fans in every room, and an open-concept layout centered around a gorgeous GOURMET kitchen with ISLAND and breakfast bar complete with quartz countertops, gas cooktop, stainless steel appliances, under-cabinet lighting, and a LARGE walk-in pantry! A STUNNING 8' triple sliding patio door (completely hidden when opened!!), creates true indoor-outdoor living, leading you to the screened in paver patio featuring a fully equipped SUMMER KITCHEN, built-in outdoor speakers, and peaceful LAKE-TO-PRESERVE views! Outside, enjoy upgraded low-maintenance landscaping around the entire home, a paver fire pit area with additional paver walkways, wrought iron fencing, irrigation system, and plenty of space to relax or entertain! Additional upgrades include garage with a coated floor and TALL ceilings, overhead storage racks, water softener, GENERATOR hookup ready to connect to the homes natural gas connection, an additional 8' sliding back patio door, a floor outlet in the living area, and TONS OF STORAGE throughout! Located in one of St. Augustine's premier resort-style communities featuring a clubhouse, pool, fitness center, and scenic preserve surroundings -- all just minutes from top-rated schools, shopping, dining, and everything St. Augustine has to offer! This home is truly loaded with upgrades, impeccably maintained and move-in ready!
What to check on this one
- Verify CDD bond payoff amount and annual assessment with developer or county
- Confirm exact flood zone and obtain elevation certificate from surveyor
- Review Preserve at Bannon Lakes HOA docs, CC&Rs, and rental restrictions
- Inspect waterfront easements, lake maintenance obligations, and boundary lines
- Confirm 2023 construction—verify builder warranty coverage still active
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $608,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 2, 2026, 6:39 AM.
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