Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$325,000

311 SAND CASTLE Way, Neptune Beach, FL 32266, Neptune Beach, FL 32266

Summer Sands

Price
$325,000
Beds / Baths
1 / 2
Living area
1,113 sqft
Year built
1989
Type
Townhouse
Lot
Garage
1
HOA
$112/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
40

$292/sqft asking, vs a $300/sqft median across 11 closed sales in 32266 over the last 12 months — 3% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Ideally located in the heart of Neptune Beach, this bright and open one-bedroom, two-bathroom townhome offers a great opportunity to enjoy the coastal lifestyle. The thoughtful layout is highlighted by a gorgeous vaulted living area that fills the home with natural light, creating an inviting space for relaxing or entertaining. Step outside to enjoy your own private back patio-perfect for morning coffee and simply unwinding in a peaceful setting. *New 2024 kitchen appliances and carpet* *New 2025 A/C* Location is everything, and this home truly delivers! You'll be just minutes from Atlantic Beach Town Center, Hanna Park, fantastic shopping and dining, and the area's attractive sandy beaches! The beautifully landscaped community is quiet and peaceful, and features a Cabana Club complete with a sparkling pool. Don't miss the opportunity to own this charming townhome in one of Northeast Florida's most sought-after beach communities!

What to check on this one

  • Verify 1989 roof age and current condition; confirm insurance eligibility and any exclusions.
  • Obtain 4-point inspection and wind-mitigation report before commit—standard for 35+ year homes.
  • Confirm flood zone designation and pull elevation certificate if AE/VE zone applies.
  • Request HOA docs: covenants, reserve study, rental restrictions, and current/pending special assessments.
  • Verify A/C installation date (2025 claimed) and obtain warranty; confirm kitchen appliance warranties.
  • Check plumbing era (pre-1995 polybutylene risk); request service history on water lines and fixtures.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,686/mo
Property tax (1.1% eff., Duval Co.)$298/mo
Homeowners insurance (est.)$292/mo
HOA$112/mo
All-in monthly (est.)$2,388/mo

Loan $260,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 15, 2026, 6:34 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.