Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$649,000

779 MCSWAIN Road, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Fernandina Beach

Price
$649,000
Beds / Baths
3 / 2
Living area
1,613 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
38

$402/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 59% above the area's closed prices. Condition and lot vary; that's what a showing is for.

One-of-a-kind Cavco Homes Model Showcase built for the 2026 International Builders' Show in Orlando, showcasing premium products and craftsmanship. This move-in ready 3BR/2BA home offers 1,613 SF on a beautifully landscaped .56 acre lot with desirable county zoning allowing short-term rentals. Luxury finishes include Wilsonart Quartz countertops, Wilsonart Wetwall shower systems, ChamClad Shadowline decorative panels, Diamond Kote siding, Delta fixtures, Prosoco AirDam air barrier system, 150-lb rated interior door hinges, blinds and ceiling fans throughout. The designer kitchen features a COMPLETE Bosch stainless steel appliance package, including a 7' tall 36'' Benchmark Built-in Bottom freezer French door refrigerator, 36'' 800 series induction range, Benchmark Anti-fingerprint dishwasher, Benchmark 36'' range hood, 800 series built-in coffee system, and 800 series microwave drawer. Efficient Bosch ductless mini-split HVAC systems, Bosch washer/dryer, and two included 55'' Samsung TVs add comfort and convenience. The luxurious primary suite offers a spa-inspired bath with a hands-free smart commode, lighted vanity mirror, abundant storage, and a custom built-in closet organization system. Enjoy outdoor living with a fully landscaped yard with wood fence, a covered rear deck with electric fireplace and tv, and an oversized 2-car garage with dedicated golf cart bay. Power is already in place and the oversized septic system is designed to accommodate a future ADU, creating excellent flexibility for multigenerational living or additional rental income. A rare opportunity to own a showcase home featuring cutting-edge construction, premium finishes, and exceptional investment potential! Home warranty included.

What to check on this one

  • Verify flood zone designation with Nassau County Property Appraiser—unknown status must be confirmed.
  • Confirm year-built 2026 means builder warranties still active; get all appliance/system documentation.
  • Review short-term rental eligibility under Nassau County zoning—verify no future restriction changes.
  • Inspect all premium appliances (Bosch suite, Samsung TVs) for proper installation and warranty transfer.
  • Request builder's comprehensive construction defect walkthrough report and any outstanding punch-list items.
  • Confirm property survey and deed for .56 acre lot boundaries and any easements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,368/mo
Property tax (1.1% eff., Nassau Co.)$595/mo
Homeowners insurance (est.)$379/mo
All-in monthly (est.)$4,342/mo

Loan $519,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 2:47 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.