$649,000
779 MCSWAIN Road, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Fernandina Beach
- Price
- $649,000
- Beds / Baths
- 3 / 2
- Living area
- 1,613 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 38
$402/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 59% above the area's closed prices. Condition and lot vary; that's what a showing is for.
One-of-a-kind Cavco Homes Model Showcase built for the 2026 International Builders' Show in Orlando, showcasing premium products and craftsmanship. This move-in ready 3BR/2BA home offers 1,613 SF on a beautifully landscaped .56 acre lot with desirable county zoning allowing short-term rentals. Luxury finishes include Wilsonart Quartz countertops, Wilsonart Wetwall shower systems, ChamClad Shadowline decorative panels, Diamond Kote siding, Delta fixtures, Prosoco AirDam air barrier system, 150-lb rated interior door hinges, blinds and ceiling fans throughout. The designer kitchen features a COMPLETE Bosch stainless steel appliance package, including a 7' tall 36'' Benchmark Built-in Bottom freezer French door refrigerator, 36'' 800 series induction range, Benchmark Anti-fingerprint dishwasher, Benchmark 36'' range hood, 800 series built-in coffee system, and 800 series microwave drawer. Efficient Bosch ductless mini-split HVAC systems, Bosch washer/dryer, and two included 55'' Samsung TVs add comfort and convenience. The luxurious primary suite offers a spa-inspired bath with a hands-free smart commode, lighted vanity mirror, abundant storage, and a custom built-in closet organization system. Enjoy outdoor living with a fully landscaped yard with wood fence, a covered rear deck with electric fireplace and tv, and an oversized 2-car garage with dedicated golf cart bay. Power is already in place and the oversized septic system is designed to accommodate a future ADU, creating excellent flexibility for multigenerational living or additional rental income. A rare opportunity to own a showcase home featuring cutting-edge construction, premium finishes, and exceptional investment potential! Home warranty included.
What to check on this one
- Verify flood zone designation with Nassau County Property Appraiser—unknown status must be confirmed.
- Confirm year-built 2026 means builder warranties still active; get all appliance/system documentation.
- Review short-term rental eligibility under Nassau County zoning—verify no future restriction changes.
- Inspect all premium appliances (Bosch suite, Samsung TVs) for proper installation and warranty transfer.
- Request builder's comprehensive construction defect walkthrough report and any outstanding punch-list items.
- Confirm property survey and deed for .56 acre lot boundaries and any easements.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $519,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 2:47 PM.
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