Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$126,000

111 1ST Street 28, Jacksonville, FL 32206, Jacksonville, FL 32206

Oak Park Villa

Price
$126,000
Beds / Baths
2 / 2
Living area
953 sqft
Year built
1985
Type
Condo
Lot
Garage
0
HOA
$290/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
40

Nestled between Springfield and Downtown, this updated townhome offers low-maintenance living in one of the city's most active popular neighborhoods. Fresh LVP flooring and newly painted interiors give the home a clean, updated feel throughout. The open-floor plan creates easy flow between the living and dining areas, while a charming garden window in the kitchen brings in natural light. Both bedrooms are positioned upstairs alongside a full bath, with a half bath conveniently located on the main level. A laundry area is included upstairs for convenience. A fenced front patio offers a welcoming outdoor space, and a screened, covered rear patio extends the living area year-round. The gated community features a dog park and a car wash station.

What to check on this one

  • Verify actual flood zone designation and pull elevation certificate if in AE/VE
  • Obtain last 3 years condo financial statements and reserve study
  • Request condo milestone inspection report and SIRS status if available
  • Confirm roof age and get 4-point inspection estimate for insurance
  • Review HOA documents for rental restrictions and any special assessments
  • Verify plumbing material—polybutylene or cast-iron likely given 1985 build

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$654/mo
Property tax (1.1% eff., Duval Co.)$116/mo
Homeowners insurance (est.)$292/mo
HOA$290/mo
All-in monthly (est.)$1,352/mo

Loan $100,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COWFORD REALTY & DESIGN LLC. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 1:50 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.