$599,999
118 VISTA LAKE Circle, Ponte Vedra, FL 32081, Ponte Vedra, FL 32081
Liberty Cove At Crosswater
- Price
- $599,999
- Beds / Baths
- 4 / 3
- Living area
- 2,187 sqft
- Year built
- 2018
- Type
- Residential
- Lot
- 0.11 ac
- Garage
- 2
- HOA
- $79/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 38
- Elementary
- Pine Island Academy
- Middle
- Pine Island Academy
- High school
- Allen D. Nease
$274/sqft asking, vs a $278/sqft median across 1,456 closed sales in 32081 over the last 12 months — 1% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to 118 Vista Lake Circle. This 4 Bedroom, 3 full bath home features a gourmet kitchen with gas cooktop, stainless steel appliances, open floorplan, dining area, family room, one bedroom and full bathroom downstairs. Upstairs you will find two additional bedrooms and one two full bathrooms and laundry room. Nicely upgraded and built by ICI in this quaint smaller Liberty Cove neighborhood of Nocatee. Close proximity to the neighborhood (Crosswater) pools, park, and golf cart path. Take the golf cart path to the Waterparks, pickleball courts or dinner at the Nocatee Town Center. Zoned for St Johns County Schools which are the number one school district in Florida.
What to check on this one
- Verify CDD bond payoff amount and remaining assessment term with county.
- Pull flood zone designation from FEMA map—address shows 'unknown'.
- Confirm roof age and material; 2018 build may still be under builder warranty.
- Request HOA docs: Liberty Cove/Nocatee rules, amenity access, rental restrictions.
- Review 4-point insurance inspection if not completed; confirm homeowners insurer accepts property.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $479,999 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 9, 2026, 4:15 AM.
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