Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$639,900

3324 WESTMEATH Drive, Ormond Beach, FL 32174, Ormond Beach, FL 32174

Halifax Plantation

Price
$639,900
Beds / Baths
4 / 3
Living area
2,724 sqft
Year built
2017
Type
Residential
Lot
Garage
2
HOA
$65/mo
CDD
No
Flood zone
Unknown
County
Volusia
Days on market
38
Elementary
Pine Trail
Middle
Ormond Beach
High school
Seabreeze

$235/sqft asking, vs a $190/sqft median across 20 closed sales in 32174 over the last 12 months — 23% above the area's closed prices. Condition and lot vary; that's what a showing is for.

*** ASSUMABLE 3.25% INTETEST RATE *** Welcome to this beautifully maintained 2017-built, two-story home offering 4 bedrooms, 2.5 baths, & breathtaking lake views on nearly a half-acre homesite. The open-concept floor plan features wood-look plank tile flooring throughout the main living areas, creating a warm & inviting space. The gourmet kitchen features granite countertops, stainless steel appliances, soft-close drawers, a walk-in pantry, abundant cabinetry, and a large island overlooking the spacious family room. The first-floor owner's suite showcases tray ceilings, peaceful lake views, a spa-like bath with dual granite vanities, a soaking tub, walk-in shower, and oversized walk-in closet. Upstairs offers three additional bedrooms, two with walk-in closets, a full bath and a convenient laundry room. The expansive backyard has plenty of room for a future pool and outdoor entertaining, all just minutes from beaches, shopping, dining, and everyday conveniences.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm roof age and get 4-point inspection quote for insurance.
  • Review HOA $65/mo rules: short-term rental restrictions, waterfront maintenance obligations.
  • Inspect plumbing type; verify no polybutylene or cast-iron issues.
  • Request seller's homeowner's insurance declaration page and current insurer.
  • Confirm assumable 3.25% mortgage terms: remaining balance, transfer fees, buyer qualification.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,320/mo
Property tax (1.1% eff., Volusia Co.)$587/mo
Homeowners insurance (est.)$373/mo
HOA$65/mo
All-in monthly (est.)$4,345/mo

Loan $511,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jul 25, 2026, 1:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.