Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$549,000

1698 MARGARETS WALK Road, Fleming Island, FL 32003

Margarets Walk

Price
$549,000
Beds / Baths
4 / 3
Living area
2,550 sqft
Year built
2001
Type
Residential
Lot
0.29 ac
Garage
2
HOA
$53/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
38

Located in the desirable gated community of Margarets Walk, this move-in-ready 4-bedroom, 3-bath pool home offers 2,550 square feet of living space, a private backyard, and numerous recent updates, including a new HVAC system (2024), refrigerator (2025), dishwasher and disposal (2025), chlorine pool pump (2025), and sprinkler control panel (2026). The desirable triple split-bedroom floor plan offers both privacy and functionality with convenient pool bath access, luxury vinyl plank flooring, and spacious living areas. A paver half-circle driveway provides extra parking and complements the courtyard-entry two-car garage with an automatic opener. The kitchen features 42-inch upper cabinets with decorative glass display doors and built-in wine storage, Corian countertops, double ovens, a double-basin sink, and an eat-in dining area. The spacious family room showcases a gas fireplace, custom built-ins for additional storage, and large windows overlooking the screened pool and private backyard. The owner's suite offers a private sitting area with sliding glass doors to the backyard, dual closets, double vanities, a soaking tub, and a separate walk-in shower. Three additional bedrooms provide comfortable accommodations for family and guests. Additional features include plantation shutters throughout, a tile foyer, formal dining and living rooms, and a spacious laundry room with extra cabinetry and a utility sink. Residents of Margarets Walk enjoy convenient access to Fleming Island shopping, dining, parks, and the neighborhood's scenic riverfront walking path. If you're searching for a Fleming Island pool home with modern updates, a split floor plan, and an exceptional gated community location, this home is a must see.

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment term with seller disclosure
  • Obtain flood zone designation from FEMA map; request elevation certificate if in AE/VE
  • Review Margarets Walk HOA/CDD documents, covenants, and any pending special assessments
  • Confirm roof age and get inspection; verify insurer acceptance at 25 years old
  • Request 4-point inspection and wind-mitigation report for underwriting approval
  • Inspect pool equipment service records; verify chlorine pump warranty/coverage details

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,849/mo
Property tax (1.1% eff., Clay Co.)$503/mo
Homeowners insurance (est.)$320/mo
HOA$53/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,892/mo

Loan $439,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 5, 2026, 5:19 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.