Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,200,000

1345 FRUIT COVE Road N, St. Johns, FL 32259, St. Johns, FL 32259

Barden Estates

Price
$1,200,000
Beds / Baths
3 / 3
Living area
2,152 sqft
Year built
1988
Type
Residential
Lot
1.2 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
25
Elementary
Julington Creek
Middle
Fruit Cove
High school
Creekside

$558/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 152% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This waterfront property offers a rare opportunity to own a private stretch of canal-front land leading into Julington Creek, where life naturally slows and the surroundings speak for themselves. Set on approximately 1.2 acres with 135 feet of water frontage, the property is framed by mature trees and a sense of quiet that feels worlds away from the everyday. Lot size is 135' X 385'. Parcel is RES-A, one unit per acre on FLM An existing residence, a two-story home with over 2,100 square feet, is being offered as-is and presents an opportunity to restore, reimagine, or build anew. Here, the vision is entirely yours, whether that means refining what exists or creating a custom waterfront retreat from the ground up. For those seeking something even more expansive, the adjacent parcel is also available (MLS #2157038), offering the ability to create a combined 2.78-acre setting ideal for a private estate or multi-generational compound, an increasingly rare find in this part of St. Johns County. Beyond the gates of the property, the lifestyle continues. Just minutes away, the Fruit Cove area offers a seamless blend of convenience and community, with access to the Julington Creek Golf Club, the Shoppes of Julington Creek, and a variety of nearby retail and dining destinations including Publix, Target, boutique fitness studios, coffee shops, and local restaurants. Zoned for top rated St Johns County Schools. It's a setting where everyday errands feel effortless, and weekends are filled with options--yet home remains a peaceful waterfront escape. With no HOA and no CDD fees, this property offers not only a place to live, but the freedom to create something deeply personal. Opportunities like this--where land, water, location, and vision align--are becoming increasingly rare. Make your appointment today.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for waterfront canal-front property.
  • Get 4-point inspection + roof age assessment; 1988 home likely needs insurance review.
  • Confirm septic system functionality and any well/water service records.
  • Check plumbing materials (polybutylene/cast-iron common in 1988—may affect insurability).
  • Verify adjacent parcel availability and combined-title feasibility before purchase.
  • Request as-is condition report; clarify restoration vs. rebuild timeline and permitting.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,227/mo
Property tax (1.1% eff., St. Johns Co.)$1,100/mo
Homeowners insurance (est.)$700/mo
All-in monthly (est.)$8,027/mo

Loan $960,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 7:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.