Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$480,000

5384 CLAPBOARD CREEK Drive, Jacksonville, FL 32226

Tidewater

Price
$480,000
Beds / Baths
4 / 2
Living area
2,151 sqft
Year built
2015
Type
Residential
Lot
0.3 ac
Garage
2
HOA
$73/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
33

$223/sqft asking, vs a $178/sqft median across 498 closed sales in 32226 over the last 12 months — 26% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Water views, soaring ceilings, and natural light at every turn create the perfect backdrop for everyday living and entertaining in this beautifully maintained Tidewater home built in 2015.Designed with a desirable split floor plan, this home features spacious living areas and a private primary suite that feels like its own retreat. An elegant vaulted ceiling adds character to the bedroom, while the expansive ensuite bathroom and two walk in closets offer the space and storage you'll appreciate every day. Large windows throughout the home frame peaceful water views and fill the interior with natural light. Step outside and enjoy the beauty of your waterfront setting, whether it's your morning coffee overlooking the water or an evening spent relaxing with friends and family.Located in the sought after Tidewater community, you'll enjoy a peaceful neighborhood just minutes from River City Marketplace, Jacksonville International Airport, I 295, and everything North Jacksonville has to offer

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate for waterfront property.
  • Confirm HOA $73/mo covers what; request 12-month financials and reserve study.
  • Review homeowners insurance quotes now—waterfront properties face higher premiums and stricter requirements.
  • Inspect roof condition and get replacement cost estimate; 2015 home should perform well.
  • Walk perimeter for erosion, seawall/bulkhead integrity, and storm surge risk factors.
  • Confirm all windows, doors, and sliding glass units meet current wind-mitigation standards.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,491/mo
Property tax (1.1% eff., Duval Co.)$440/mo
Homeowners insurance (est.)$292/mo
HOA$73/mo
All-in monthly (est.)$3,296/mo

Loan $384,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.