Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$260,000

4445 MELANIE Street, Hastings, FL 32145, Hastings, FL 32145

Flagler Estates

Price
$260,000
Beds / Baths
3 / 2
Living area
1,242 sqft
Year built
1993
Type
Residential
Lot
3.86 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
38
Elementary
South Woods
Middle
Gamble Rogers
High school
Pedro Menendez

Don't miss this awesome opportunity to own close to 4 acres in Flagler Estates! The land is the value here! There is a home on the property that, with some TLC, may be a renovation enthusiast's dream. Otherwise, this property is a fantastic canvas to build your dream home. The sellers are motivated!! Bring your offer!

What to check on this one

  • Verify flood zone designation with FEMA map—critical for insurance and financing.
  • Order 4-point inspection; manufactured home from 1993 may face insurer restrictions.
  • Confirm roof age and condition; 30+ years old typically uninsurable without replacement.
  • Inspect plumbing type (polybutylene common in 1993 models—insurers often deny coverage).
  • Get septic system inspection and pumping records if property uses septic.
  • Verify manufactured home title transfer process and any lienholders on mobile home.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,349/mo
Property tax (1.1% eff., St. Johns Co.)$238/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,879/mo

Loan $208,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 2:00 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.