$345,000
5 ROYALE Lane, Palm Coast, FL 32164, Palm Coast, FL 32164
Rivergate
- Price
- $345,000
- Beds / Baths
- 3 / 2
- Living area
- 1,768 sqft
- Year built
- 2005
- Type
- Residential
- Lot
- 0.157 ac
- Garage
- 2
- HOA
- $224/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 33
- Elementary
- Rymfire
- Middle
- Indian Trails
- High school
- Matanzas
Welcome home to your private retreat in the highly sought-after gated community of Rivergate! Rarely does a home like this become available. Perfectly positioned with peaceful water views, this beautifully updated 3-bedroom, 2-bath home blends comfort, style, and carefree Florida living. The open floor plan features LVP flooring, beautiful countertops, the kitchen has custom cabinets with pull out drawers and new appliances. Brand new HVAC system just installed July 2026 make it truly move-in ready. Relax on the screened lanai while enjoying tranquil water views. Retractable garage door screen, accordion storm shutters and a transfer switch for a generator are special features that make this home unique. Just minutes from shopping, dining, golf, walking trails, and the beach, this exceptional home is ready to be yours. Schedule your private tour today! Some photos may be virtually staged
What to check on this one
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Verify HOA $224/mo includes what amenities; request Rivergate governing docs and rental policy.
- Request HVAC installation invoice dated July 2026; confirm warranty transfer.
- Obtain roof age/condition report; verify insurer will cover at 21 years old.
- Confirm generator transfer switch functionality and fuel source during inspection.
- Request itemized list of 'renovated' work—years, permits, contractor info for major updates.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $276,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ORCHARD BROKERAGE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 4:30 PM.
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