Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$419,900

190 LOCHNAGAR MOUNTAIN Drive, St. Johns, FL 32259

Aberdeen

Price
$419,900
Beds / Baths
3 / 2
Living area
1,564 sqft
Year built
2017
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
39

$268/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 22% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to this beautifully maintained, one-owner residence tucked away on a quiet cul-de-sac. Lovingly cared for since it was built, this home reflects true pride of ownership with its immaculate condition and thoughtful updates throughout. Step inside to discover an open, inviting floor plan featuring spacious living areas, stylish finishes, and abundant natural light. The well-appointed kitchen flows seamlessly into the family and dining areas, making it perfect for everyday living and entertaining. The split-bedroom layout offers privacy, while the owner's suite provides a peaceful retreat. Enjoy the exceptional resort style amenities! Conveniently located near shopping, dining, top-rated schools, and major roadways, this move-in-ready home offers the perfect combination of comfort, quality, and location. Don't miss this rare opportunity to own a meticulously cared-for home on one of the community's most desirable cul-de-sac streets.

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify CDD bond payoff amount and remaining assessment obligations.
  • Review HOA documents for rental restrictions and any pending special assessments.
  • Inspect roof condition and obtain installation date; verify insurer will cover.
  • Request 4-point inspection report and wind-mitigation documentation.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,179/mo
Property tax (1.1% eff., St. Johns Co.)$385/mo
Homeowners insurance (est.)$292/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,027/mo

Loan $335,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ASHLEY HOMES REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 22, 2026, 4:39 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.