Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$368,990

5812 LAGOON CRUISE Way, Jacksonville, FL 32234, Jacksonville, FL 32234

Diamond Springs

Price
$368,990
Beds / Baths
4 / 3
Living area
2,246 sqft
Year built
2026
Type
Residential
Lot
0.12 ac
Garage
2
HOA
$100/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
39
Elementary
Shadowlawn
Middle
Lake Asbury
High school
Clay

$164/sqft asking, vs a $153/sqft median across 287 closed sales in 32234 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This charming ranch-style home offers a blend of comfort and elegance with its open-concept design and thoughtful layout. The heart of the home features an optional gourmet kitchen, perfect for culinary enthusiasts, with high-end appliances and a spacious island for casual dining or entertaining. The kitchen seamlessly flows into a cozy café area and an expansive great room, both of which provide easy access to the lanai which invite natural light into the space. The home boasts four generously sized bedrooms, with the primary suite tucked away at the back of the house for added privacy. This serene retreat includes a luxurious en-suite bathroom and walk-in closet, creating a perfect sanctuary within the home.

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate if AE/VE.
  • Verify CDD bond payoff amount and remaining assessment schedule.
  • Review HOA documents for rental restrictions and lease transfer rules.
  • Confirm builder warranty coverage details and transfer eligibility.
  • Request builder's wind-mitigation certification and 4-point inspection report.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,915/mo
Property tax (1.1% eff., Clay Co.)$338/mo
Homeowners insurance (est.)$292/mo
HOA$100/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,812/mo

Loan $295,192 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 10:34 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.