Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$244,990

10961 BURNT MILL Road 414, Jacksonville, FL 32256, Jacksonville, FL 32256

Reserve At James Island Lc

Price
$244,990
Beds / Baths
2 / 2
Living area
1,171 sqft
Year built
2001
Type
Condo
Lot
0.02 ac
Garage
1
HOA
$474/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
34

Fully updated unit with private 1 car garage and gorgeous pond views at The beautiful gated community of The Reserve at James Island. Prime location ground floor and steps away from private 1 car garage. Open concept with dining and living areas, this unit has one the best views in the community ! Bright and open split floor plan with crown molding, 9ft ceilings, covered patio with storage area and LVP throughout the entire condo. The kitchen features white cabinets, granite countertops, stainless steel appliances and large pantry. Two spacious bedrooms with walk in closets and en suite bathrooms with modern cabinets and fixtures and nice walk in showers. This move-in ready condo is what you have been looking for. Resort style amenities include-pool, fitness center, basketball court, clubhouse, car wash station, pest control and much more. Conveniently located minutes from St. John's Town Center, UNF, shopping, eating and entertainment and a short drive to the beaches or downtown.

What to check on this one

  • Pull condo milestone/SIRS report – required for buildings 25+ years old in Florida
  • Obtain last 2 years HOA financials, reserve study, and special assessment history
  • Verify flood zone designation and get elevation certificate if in AE/VE
  • Request 4-point inspection due to 2001 build year – required for insurance
  • Confirm HOA rental restrictions and short-term rental eligibility before purchase
  • Review roof age and last major replacement from HOA records

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,271/mo
Property tax (1.1% eff., Duval Co.)$225/mo
Homeowners insurance (est.)$292/mo
HOA$474/mo
All-in monthly (est.)$2,262/mo

Loan $195,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HOUWZER, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 11:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.