Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$600,000

244 RUM RUNNER Way, St. Johns, FL 32259, St. Johns, FL 32259

Atlantica Isles

Price
$600,000
Beds / Baths
3 / 3
Living area
2,649 sqft
Year built
2020
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$335/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
34
Elementary
Liberty Pines Academy
Middle
Liberty Pines Academy
High school
Beachside

$227/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 3% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 244 Rum Runner, a move in ready home, in Atlantica Isles--the gated, lagoon-front enclave within St. Johns County's resort-style community, Beachwalk. This is true lock-and-leave luxury: a private, secured neighborhood with exterior maintenance handled for you. Offered turnkey fully furnished with an acceptable offer, this home is ready for a seamless move-in -- perfect for a primary residence, second home, or investment property. For discerning buyers who want resort living without compromise, Atlantica Isles delivers. Built by Americrest Homes, this ''Nautica'' floor plan blends modern coastal architecture with effortless indoor-outdoor living. Open-Concept Design -- Soaring, voluminous ceilings amplify natural light across the great room, dining area, and chef's kitchen. Gourmet Kitchen -- A massive quartz island, 42'' premium cabinetry, a walk-in pantry, and a built-in gas cooktop make this a true entertainer's kitchen. Seamless Indoor-Outdoor Flow -- Stacked sliding pocket doors disappear to reveal a spacious covered rear terrace with direct lake views. Primary Suite -- Set on the 2nd floor to capture optimal water views, with a private walk-out balcony made for sunset cocktails. Spa-Inspired Bath -- Dual vanities, a custom walk-in closet, and a freestanding floating soaking tub. Flex Space & Privacy -- A central loft buffers the primary suite from two spacious guest bedrooms, ideal for hosting family or guests in comfort. Gated, Secured & Exclusive -- Atlantica Isles residents enjoy private, golf-cart-friendly access to a members-only stretch of Beachwalk's famous 14-acre Crystal Lagoon -- resort-caliber blue water living, steps from your door. Turnkey & Move-In Ready -- Offered fully furnished with an acceptable offer, this home lets buyers skip the hassle of furnishing and move straight into the Beachwalk lifestyle. A Lifestyle, Not Just an Address -- Beyond the gates, enjoy Beachwalk's swim-up bar, fitness center, ten pickleball courts, dog splash park, and top A+ St. Johns County schools. Caribbean-style living minutes from Jacksonville & St. Augustine! While Atlantica Isles carries a monthly HOA fee, it's the value proposition of the community: 24/7 security, a maintained exterior, private lagoon access, and a true turnkey lifestyle few other communities in St. Johns County can match.

What to check on this one

  • Verify CDD bond payoff amount and annual assessment schedule with title company.
  • Confirm HOA exterior maintenance scope covers roof, siding, landscaping—get full CC&Rs.
  • Request 4-point inspection and wind-mitigation report; check insurer appetite for 2020 construction.
  • Obtain elevation certificate if flood zone is AE or VE; confirm base flood elevation vs. first floor.
  • Review Beachwalk/Atlantica Isles rental restrictions—verify investment/short-term-rental eligibility.
  • Confirm waterfront setback compliance and any lake/lagoon easement restrictions on deed.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,113/mo
Property tax (1.1% eff., St. Johns Co.)$550/mo
Homeowners insurance (est.)$350/mo
HOA$335/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,515/mo

Loan $480,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 6:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.