Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$520,000

1101 ROUNDTREE Circle, St. Johns, FL 32259, St. Johns, FL 32259

Julington Creek Plan

Price
$520,000
Beds / Baths
6 / 4
Living area
3,502 sqft
Year built
2003
Type
Residential
Lot
0.31 ac
Garage
2
HOA
$48/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
19
Elementary
Durbin Creek
Middle
Fruit Cove
High school
Creekside

$148/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 33% below the area's closed prices. Short sale requiring repairs and cosmetic updates explains the 32.8% discount below area median price per square foot.

Imagine coming home to the space you've always wanted. Nestled on a spacious corner cul-de-sac lot with peaceful pond views, this 6-bedroom, 4-bath home offers room to grow, gather, and make lasting memories. The open floor plan is perfect for everyday living and entertaining, with formal living and dining rooms, a cozy family room with a fireplace, and a kitchen featuring granite countertops and stainless steel appliances. Ideal for multi-generational living, the home offers a primary suite downstairs plus a second primary suite upstairs with dual walk-in closets, along with a versatile loft. Hardwood floors enhance the main level. Major updates include a 2020 roof and two HVAC systems. Located in Julington Creek Plantation with resort-style amenities and top-rated St. Johns County schools. Short sale--home needs TLC and offers an excellent opportunity to add your personal touch.

What to check on this one

  • Verify 2020 roof installation date with roofer or prior owner documentation.
  • Obtain both HVAC system ages; confirm maintenance records and warranty status.
  • Request CDD bond payoff amount and remaining assessment schedule.
  • Confirm flood zone designation; order elevation certificate if AE/VE zone.
  • Pull HOA/CDD docs; verify pond-view lot restrictions and maintenance obligations.
  • Get pre-sale inspection report; document all deferred maintenance items needing TLC.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,698/mo
Property tax (1.1% eff., St. Johns Co.)$477/mo
Homeowners insurance (est.)$303/mo
HOA$48/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,693/mo

Loan $416,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 7:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.