Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$2,160,000

116 DIEGO ISLAND Court, St. Augustine, FL 32095, St. Augustine, FL 32095

Diego Island

Price
$2,160,000
Beds / Baths
3 / 4
Living area
3,470 sqft
Year built
2014
Type
Residential
Lot
1.05 ac
Garage
3
HOA
$85/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
39
Elementary
Palencia
Middle
Pacetti Bay
High school
Allen D. Nease

$622/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 203% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Currently operating as a successful short-term rental, this exceptional St. Johns County property offers a rare blend of privacy, space, energy efficiency, water views, and income-producing potential -- all within the home of Florida's No. 1-ranked school district. Set on a secluded one-acre wooded homesite, the 3,470-square-foot residence is surrounded by mature trees that create a peaceful natural buffer and the feel of a private retreat. Designed for both everyday living and guest flexibility, the home features three bedrooms, four bathrooms, a dedicated office, and two versatile flex rooms that can serve as additional sleeping areas, a media room, home gym, game room, or creative workspace. Inside, soaring 10-foot ceilings, elegant tray details, abundant natural light, and tranquil water views create an inviting atmosphere throughout the home. The thoughtful layout offers multiple gathering areas, giving owners and guests plenty of room to relax, entertain, and enjoy the property's private setting. Energy efficiency is another major advantage, with solar panels helping reduce electric costs to a reported average of approximately $30 per month. That kind of monthly savings can be especially valuable for a full-time residence, vacation home, or income-producing rental. With its spacious floor plan, private wooded setting, water views, coastal location, and current short-term rental use, this property is well-positioned for a buyer seeking a personal retreat, vacation home, or investment opportunity in one of Northeast Florida's most desirable counties.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm solar panel lease terms, ownership, and transferability to next buyer.
  • Review short-term rental permit status and St. Johns County compliance requirements.
  • Inspect roof age and obtain 4-point inspection; verify homeowner's insurance availability.
  • Confirm HOA $85/mo covers what; verify no other assessments or liens pending.
  • Pull 12 months STR income documentation and occupancy records to validate claims.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$11,208/mo
Property tax (1.1% eff., St. Johns Co.)$1,980/mo
Homeowners insurance (est.)$1,260/mo
HOA$85/mo
All-in monthly (est.)$14,533/mo

Loan $1,728,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ENDLESS SUMMER REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 6:33 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.