Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$511,000

316 WILLOW LAKE Drive, St. Augustine, FL 32092

Gran Lake

Price
$511,000
Beds / Baths
5 / 3
Living area
3,508 sqft
Year built
2019
Type
Residential
Lot
0.15 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
39
Elementary
Picolata Crossing
Middle
Pacetti Bay
High school
Tocoi Creek

$146/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 29% below the area's closed prices. Fresh interior paint, stainless steel appliances, and updated bathrooms position this home below area comparables; verify why the $146/sqft price undercuts the $205/sqft local average.

Explore 316 Willow Lake Dr, a residence with fresh interior paint and a neutral color scheme. The kitchen includes all stainless steel appliances, a center island, The primary bathroom features a separate tub and shower with double sinks, alongside the primary bedroom's walk-in closet. A patio leads to a fenced in backyard. This property combines fresh updates with functional design.. Included 100-Day Home Warranty with buyer activation

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Request roof inspection report; confirm shingles/materials and any warranty documentation.
  • Review 100-Day Home Warranty terms, coverage limits, and activation deadline.
  • Confirm all stainless steel appliances are included in sale; verify serial numbers at closing.
  • Inspect fencing condition and confirm property line boundaries via survey or plat.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,651/mo
Property tax (1.1% eff., St. Johns Co.)$468/mo
Homeowners insurance (est.)$298/mo
All-in monthly (est.)$3,417/mo

Loan $408,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OPENDOOR BROKERAGE, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 2:02 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.