$495,000
265 VARNER Way, St. Augustine, FL 32092, St. Augustine, FL 32092
Silver Landing
- Price
- $495,000
- Beds / Baths
- 4 / 3
- Living area
- 2,302 sqft
- Year built
- 2023
- Type
- Residential
- Lot
- 0.15 ac
- Garage
- 2
- HOA
- $135/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 39
$215/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 5% above the area's closed prices. Condition and lot vary; that's what a showing is for.
NO CDD FEES! Better than new and beautifully upgraded, this Silverleaf home offers the perfect blend of style, privacy, and Florida living. The desirable split floor plan features a private primary suite separated from secondary bedrooms. The open-concept design showcases wood-look tile flooring, abundant natural light, and a stunning kitchen with large island, walk-in pantry, and seamless flow into the living and dining areas. The flex room with French doors is perfect for a home office, gym, or playroom. Relax on the extended screened lanai overlooking the fenced backyard with upgraded paver patio. Over $15,000 in improvements include whole-house water filtration, gutters, and fencing. Enjoy Silverleaf amenities, pickleball courts, and less than 5 minutes to Publix, Baptist Medical Campus with 24/7 Emergency Center, and easy access to Wolfson Children's Hospital. Convenient to Jacksonville and St. Augustine.
What to check on this one
- Verify HOA docs: rules on rentals, assessments, reserve funding status.
- Confirm flood zone designation and obtain elevation certificate if needed.
- Review builder warranty coverage and transferability to new owner.
- Inspect 2023 roof, HVAC, and water filtration system for defects.
- Pull HOA financials: upcoming special assessments or capital projects.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $396,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Jul 24, 2026, 7:15 PM.
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