Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$320,000

8174 LOCH LOMOND Lane, Jacksonville, FL 32244, Jacksonville, FL 32244

Highland Lakes

Price
$320,000
Beds / Baths
3 / 2
Living area
2,029 sqft
Year built
1988
Type
Residential
Lot
0.26 ac
Garage
2
HOA
$19/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
39

$158/sqft asking, vs a $157/sqft median across 1,043 closed sales in 32244 over the last 12 months — 0% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to this well-maintained property featuring a bright, open layout with neutral finishes throughout. The spacious living and dining areas flow into a modern kitchen with stainless steel appliances. The primary bathroom offers dual vanities with a soaking tub, while the additional bedrooms provide comfortable space with ample natural light. Conveniently located and move-in ready!

What to check on this one

  • Verify roof age and get 4-point inspection; 1988 home may need wind-mitigation report.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Order septic/well service records and confirm municipal water/sewer connection.
  • Check for polybutylene or cast-iron plumbing; request plumbing inspection if present.
  • Review HOA documents and $19/mo fee breakdown; confirm no restrictions on rentals.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,660/mo
Property tax (1.1% eff., Duval Co.)$293/mo
Homeowners insurance (est.)$292/mo
HOA$19/mo
All-in monthly (est.)$2,264/mo

Loan $256,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SOVEREIGN REAL ESTATE GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 7:44 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.