Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,990

590 BARBOSA Trail, St. Augustine, FL 32095, St. Augustine, FL 32095

Cordova Palms

Price
$499,990
Beds / Baths
5 / 3
Living area
3,518 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$70/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
41

$142/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 31% below the area's closed prices. Priced 31% below area median at $142/sf versus $206/sf; ask the listing agent why this new-construction home is undervalued relative to recent closed sales.

Welcome to our St. Augustine Community! Amazing Amenities, Clubhouse, Gym, Pool, Playground, Pickle Ball, Dog Park. Natural Gas Community! Lot 635. The AWARD-WINNING Waterford Home Plan with stone accents, Boasts 3518 SF. 9' ceilings on the first floor, 5 Bedroom, 3 full baths, Bonus Room, Loft and 2 Car garage! Oversized upstairs owner's suite, downstairs family room, kitchen café, full bathroom with a bedroom downstairs, great for guest and family! Home includes double sinks in owner's suite, garden tub with a tile walk in shower with a glass shower door, oversized owners closet! 42'' white kitchen cabinets, w/crown molding, kitchen quartz countertop, double gas range w/microwave, kitchen exhaust to the exterior, tile in all bathroom flooring, luxury laminate flooring in the main areas, upgraded carpet, raised vanities in all 3 baths including quartz countertops,

What to check on this one

  • Verify flood zone designation and obtain elevation certificate from seller or county records.
  • Review CDD bond payoff amount and remaining assessment term with HOA documents.
  • Confirm builder warranty coverage details and transferability to next owner.
  • Request HOA/CDD covenants; verify short-term rental restrictions if applicable.
  • Inspect natural gas line installation and appliance safety certifications at walkthrough.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,594/mo
Property tax (1.1% eff., St. Johns Co.)$458/mo
Homeowners insurance (est.)$292/mo
HOA$70/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,581/mo

Loan $399,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EAGLES WORLD REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Jul 24, 2026, 7:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.