Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$674,900

3220 CHESTNUT Court, St. Johns, FL 32259, St. Johns, FL 32259

Julington Creek Plan

Price
$674,900
Beds / Baths
5 / 4
Living area
3,103 sqft
Year built
2005
Type
Residential
Lot
0.32 ac
Garage
2
HOA
$48/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
39

Schedule your showing today--you never know when an opportunity may become available. Back up offers welcomed! Welcome home to this beautifully updated residence where thoughtful upgrades and timeless design come together. From the moment you arrive, you'll appreciate the impressive curb appeal with a paver driveway, walkway, and front porch, enhanced by stone-accented pillars. Inside, the owners have invested in numerous upgrades, including updated flooring, bathrooms, lighting, ceiling fans, and more. The spacious family room is centered around a stunning wood-burning fireplace with a floor-to-ceiling stone surround, creating the perfect gathering space. Designed for both everyday living and entertaining, the home offers a formal dining room with elegant decorative trim details, a separate breakfast nook, and a well-appointed kitchen featuring granite countertops, a dedicated coffee bar, and ample cabinet and The thoughtfully designed floor plan includes the owner's suite and three additional bedrooms on the main level. Two secondary bedrooms share a convenient Jack-and-Jill bath. A dedicated office provides the perfect work-from-home space. Crown molding throughout the downstairs living areas, plantation shutters on every window, a tiled foyer niche, and remote-controlled ceiling fans add custom touches throughout. Retreat to the spacious owner's suite featuring custom closet systems and a beautifully renovated bath with a large custom walk-in shower, double vanity, and striking stone accent wall. Upstairs, you'll find a generous bedroom with a full bath that can easily serve as a bonus room, guest suite, media room, or flex space to fit your lifestyle. Step outside to enjoy the screened lanai with dual ceiling fans and a professionally coated floor, overlooking a large backyard with plenty of room to add a pool. The wooded backdrop provides a peaceful sense of privacy, creating the perfect setting for relaxing or entertaining. This move-in-ready home combines quality updates, flexible living spaces, and exceptional indoor-outdoor living--everything today's buyers are looking for.

What to check on this one

  • Verify exact flood zone designation and pull elevation certificate if in AE/VE zone.
  • Confirm roof age and obtain 4-point inspection report before underwriting.
  • Get CDD bond payoff amount and remaining lien details from closing agent.
  • Review HOA governing docs, CC&Rs, and current reserve funding status.
  • Inspect plumbing materials (polybutylene lines common in 2005—verify replacement).
  • Request homeowner's insurance quote; confirm insurer will bind at this age/location.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,502/mo
Property tax (1.1% eff., St. Johns Co.)$619/mo
Homeowners insurance (est.)$394/mo
HOA$48/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,730/mo

Loan $539,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 4:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.