Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$849,999

5520 MUSKOGEAN Street, St. Augustine, FL 32092, St. Augustine, FL 32092

Indian Trace

Price
$849,999
Beds / Baths
4 / 4
Living area
3,854 sqft
Year built
2010
Type
Residential
Lot
1.22 ac
Garage
5
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
39
Elementary
Picolata Crossing
Middle
Pacetti Bay
High school
Tocoi Creek

Set on 1.22 peaceful acres in rural St. Augustine, this beautifully maintained property offers the perfect blend of privacy, functionality, and modern comfort. Built with durable concrete block and brick construction, this 3,854-square-foot, single-story home features 4 bedrooms, 3.5 bathrooms, soaring vaulted ceilings with skylights, recessed lighting, a cozy wood-burning fireplace, and fresh interior updates throughout. The updated kitchen shines with a designer backsplash and a Forno gas range, while tile and wood flooring add timeless appeal. Designed for both everyday living and long-term peace of mind, the spacious primary suite includes a walk-in closet that also serves as a safe room, offering potential insurance savings. Recent improvements include a newer septic drain field (2021), newer water heater (2021), and all-new lighting. Step outside and embrace the lifestyle you've been dreaming of. Relax on the expansive lanai overlooking the pool and spa, enjoy evenings on the welcoming covered front porch, or tend to your chickens and garden in this truly bucolic setting. The property is fully fenced with a solar-powered security gate, RV and boat parking, a detached five-car garage/workshop, and an artesian well complete with a well house featuring carbon filtration and water softener systems. Located within the highly acclaimed St. Johns County School District, consistently ranked among the best in Florida, you'll enjoy the tranquility of country living while remaining just minutes from area beaches, the St. Johns River, shopping, dining, and everyday conveniences. This is a rare opportunity to enjoy space, privacy, and a true Florida country lifestyle without sacrificing modern amenities.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Confirm septic drain field 2021 work—request service records and permits.
  • Pull roof inspection report; at 16 years old, verify condition and insurer acceptance.
  • Obtain well water test results and any treatment system documentation.
  • Confirm pool/spa maintenance records and equipment age for replacement reserves.
  • Request solar gate system documentation and any lease/ownership agreements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,410/mo
Property tax (1.1% eff., St. Johns Co.)$779/mo
Homeowners insurance (est.)$496/mo
All-in monthly (est.)$5,685/mo

Loan $679,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 2:41 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.