$295,000
105 MERLOT Way, St. Augustine, FL 32084, St. Augustine, FL 32084
Paloma
- Price
- $295,000
- Beds / Baths
- 3 / 3
- Living area
- 1,536 sqft
- Year built
- 2006
- Type
- Townhouse
- Lot
- 0.05 ac
- Garage
- 1
- HOA
- $440/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 39
- Elementary
- Crookshank
- Middle
- Murray
- High school
- St. Augustine
$192/sqft asking, vs a $206/sqft median across 103 closed sales in 32084 over the last 12 months — 7% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Beautifully updated and designed for low-maintenance living, this spacious end-unit townhome offers 1,536 square feet of bright and inviting space in a remarkably convenient St. Augustine location. The thoughtfully designed floor plan includes 3 bedrooms, 2.5 baths, and an attached one-car garage, with additional windows filling the home with natural light. Recent improvements provide added comfort and peace of mind, including a new roof in 2025, upgraded bathrooms, updated appliances, and new flooring throughout. Enjoy the ease of community amenities, including a pool and playground, without the demands of extensive upkeep. Ideally located just minutes from I-95, shopping, restaurants, historic downtown St. Augustine, and the beaches, this move-in-ready home offers the perfect balance of comfort, convenience, and the relaxed St. Augustine lifestyle.
What to check on this one
- Confirm roof installation date, warranty terms, and inspector certification for 2025 work.
- Obtain HOA documents: bylaws, reserve study, rental restrictions, special assessments pending.
- Verify actual flood zone designation and obtain elevation certificate if in AE/VE.
- Request 4-point inspection report (roof, plumbing, electrical, HVAC) for insurer approval.
- Confirm all recent renovation permits pulled and final inspections passed with city.
- Review HOA financials: operating budget, reserve fund status, any planned fee increases.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $236,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MARK SPAIN REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 1:13 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.