$525,000
244 RUSKIN Drive, St. Johns, FL 32259, St. Johns, FL 32259
Rivertown
- Price
- $525,000
- Beds / Baths
- 4 / 3
- Living area
- 2,413 sqft
- Year built
- 2021
- Type
- Residential
- Lot
- 0.1 ac
- Garage
- 2
- HOA
- $4/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 39
- Elementary
- Hallowes Cove Academy
- Middle
- Hallowes Cove Academy
- High school
- Bartram Trail
$218/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 2% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Beautifully upgraded 4-bedroom, 2.5-bath home in the highly desirable Northlake at Rivertown, offering a private office, versatile loft, and thoughtful designer touches throughout. An upgraded front door welcomes you inside to tile flooring, elegant wainscoting, designer lighting fixtures and recessed lighting, while abundant windows fill the home with natural light. The kitchen features a large granite island, crisp white cabinetry with crown molding, stylish tile backsplash, coffee nook and a walk-in pantry with glass door. The open and inviting living room makes a statement with a custom floor-to-ceiling shiplap entertainment wall, decorative niches and an electric fireplace-perfect for both everyday living and entertaining. Retreat to the spacious owner's suite, complete with a huge walk-in closet and a spa-like en suite bath featuring a dual sink vanity and tiled walk-in shower. Secondary bedrooms are generously sized, complemented by an airy loft/second family room and a private office with French doors. Step outside to the screened, covered lanai with an upgraded fan-great spot to relax and entertain. A paver walkway leads to the extended patio with a fire pit-perfect for cozy evenings with friends and family or enjoying Florida's beautiful mornings and afternoons. The fully fenced backyard offers plenty of space for kids and pets to play. Additional highlights include wood tread stairs with upgraded iron balusters, beautifully maintained front and back yards and whole-home gutters. Enjoy all that Rivertown has to offer with a CDD assessment that is much lower than many newly built homes in the community! This home is just steps from the community basketball court, playground and park. Residents of Rivertown enjoy world-class amenities (spread over three separate amenity centers!) including resort-style pools, sports courts, parks, and scenic trails--all just minutes from top-rated schools, shopping and dining. This is the perfect blend of luxury, lifestyle and convenience!
What to check on this one
- Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
- Confirm CDD bond payoff amount and remaining assessment schedule.
- Review HOA documents for rental restrictions and rules.
- Inspect roof for any damage; confirm remaining warranty coverage.
- Verify all appliances and electric fireplace are under warranty.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $420,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Jul 30, 2026, 12:03 PM.
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