Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$520,000

11032 S ROYAL COUNTY Drive, Jacksonville, FL 32221, Jacksonville, FL 32221

Panther Creek

Price
$520,000
Beds / Baths
5 / 4
Living area
2,803 sqft
Year built
2004
Type
Residential
Lot
0.41 ac
Garage
2
HOA
$35/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
39

$189/sqft asking, vs a $156/sqft median across 616 closed sales in 32221 over the last 12 months — 22% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to your own private retreat, where space, comfort, and Florida living come together in perfect harmony. This beautifully designed 5-bedroom, 4-bath home features an open-concept floor plan with soaring ceilings, abundant natural light, and a blend of tile and carpet flooring. The spacious kitchen offers generous counter space and flows effortlessly into the living room, prewired for surround sound. The owner's suite is a peaceful escape with direct access to the pool, dual walk-in closets, and a spa-inspired bath featuring a soaking tub and an updated walk-in shower. Upstairs, a spacious bonus room with a full bath offers endless possibilities as a guest suite, media room, home office, or second primary suite. Step outside to your fully fenced backyard overlooking the preserve, where a sparkling pool, new pool pump, and outdoor sound system create the ideal setting for relaxing or entertaining. Recent updates, including a new roof (2023) and new water heater (2025).

What to check on this one

  • Verify flood zone designation—pull FEMA map for this address immediately
  • Confirm roof installation date and warranty details with seller/roofer
  • Review HOA documents for pool maintenance rules and liability coverage
  • Get pool pump/equipment service records and warranty from seller
  • Inspect plumbing for polybutylene or cast-iron (2004 build—typical risk era)
  • Verify water heater installation date and remaining warranty coverage

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,698/mo
Property tax (1.1% eff., Duval Co.)$477/mo
Homeowners insurance (est.)$303/mo
HOA$35/mo
All-in monthly (est.)$3,513/mo

Loan $416,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COMPASS FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 2:11 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.