$375,000
7150 SAPPHIRE Lane, Keystone Heights, FL 32656, Keystone Heights, FL 32656
M Lake Estates
- Price
- $375,000
- Beds / Baths
- 2 / 2
- Living area
- 1,200 sqft
- Year built
- 1993
- Type
- Residential
- Lot
- 10.72 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 39
$313/sqft asking, vs a $172/sqft median across 339 closed sales in 32656 over the last 12 months — 82% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Escape to your own private 10-acre country oasis in Keystone Heights. Accessible by scenic rural roads, this serene property features a spring-fed pond and a private dock ready for fishing (water levels naturally fluctuate with seasonal rains). Relax in the large Florida room overlooking your peaceful land. A massive separate garage with a roll-up door, electric, and partial plumbing offers endless workshop possibilities, plus there is a bonus block outbuilding for extra storage.
What to check on this one
- Verify flood zone designation and obtain elevation certificate for the spring-fed pond/waterfront portion.
- Get roof inspection report—home is 33 years old, confirm age and condition for insurance.
- Hire 4-point inspection (structural, electrical, plumbing, HVAC) given 1993 build year.
- Confirm septic system location, maintenance records, and perk test validity for 10+ acres.
- Review well water quality report and pump/system service history if applicable.
- Inspect garage/outbuilding electrical, plumbing, and foundation for code compliance and safety.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $300,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES. Data via realMLS (Northeast Florida MLS), updated Jul 24, 2026, 7:15 PM.
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