Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$433,750

2176 GINHOUSE Drive, Middleburg, FL 32068

Trail Ridge

Price
$433,750
Beds / Baths
4 / 2
Living area
1,878 sqft
Year built
2001
Type
Residential
Lot
0.57 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
42

$231/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.

MUST SEE converted garage workspace, insulated and AC. Plus 2 large storage sheds. Beautiful 4BR/2BA brick home on a spacious .57-acre corner lot featuring a desirable split-bedroom floor plan! This move-in ready home offers separate living and dining rooms, plus a large family room that opens to the updated kitchen with granite countertops, stainless steel appliances, vented range hood, and an oversized walk-through pantry. New luxury vinyl plank flooring flows through the main living areas and bathrooms, while newer carpet and fresh interior paint add a modern touch. The spacious owner's suite includes two walk-in closets, a dual vanity, garden tub, and separate shower. Enjoy the convenience of an indoor laundry room, covered back patio, attached side-entry 2-car garage, plus an additional detached 2-car garage/workshop. Major updates include roof in 2021 and A/C in 2024 for added peace of mind!

What this home really costs per month

Principal & interest$2,251/mo
Property tax (1.1% eff., Clay Co.)$398/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,941/mo

Loan $347,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 6:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.