Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$249,900

219 HALSEY Street, Palatka, FL 32177, Palatka, FL 32177

Metes & Bounds

Price
$249,900
Beds / Baths
3 / 2
Living area
1,032 sqft
Year built
2024
Type
Residential
Lot
0.23 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
40

$242/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 49% above the area's closed prices. Condition and lot vary; that's what a showing is for.

219 Halsey St offers a RARE OPPORTUNITY to own a practically brand-new home at a used-home price!!! Built in the heart of Palatka in 2024, this 3-bedroom, 2-bath residence blends modern construction with thoughtful extra. Durable concrete block construction paired with a metal roof provides long-term stability and peace of mind, paired with modern features like an instant tankless gas water heater. A 624 sq ft metal building plus 336 sq ft carport in the back provides ideal space for storage, hobbies, or equipment. The property includes a private well for irrigation and is mostly fenced, with a full perimeter fence to be completed by Closing. With its fresh construction, added utility features, and central location, this home delivers exceptional value and convenience in one compelling package!

What to check on this one

  • Verify well water potability test results and septic system inspection/permit records.
  • Confirm metal roof installation date, warranty details, and insurance acceptance.
  • Obtain flood zone determination letter from Putnam County—listing shows 'unknown'.
  • Review metal building and carport structural permits, electrical, and insurance coverage.
  • Inspect perimeter fence completion timeline and contractor responsibility at closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,297/mo
Property tax (1.1% eff., Putnam Co.)$229/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,818/mo

Loan $199,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Jul 28, 2026, 4:44 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.