Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$515,000

52 WATERFRONT Drive, St. Johns, FL 32259, St. Johns, FL 32259

Rivertown

Price
$515,000
Beds / Baths
3 / 2
Living area
2,370 sqft
Year built
2012
Type
Residential
Lot
Garage
2
HOA
$5/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
40

Welcome to 52 Waterfront Dr. in the highly sought-after RiverTown community. Perfectly positioned on a corner lot with peaceful lake views across the street, this original RiverTown home has been meticulously maintained and thoughtfully updated, offering timeless charm with modern comfort. The functional floor plan features 3 bedrooms, 2 bathrooms, a dedicated office, formal dining room, and a versatile bonus flex space ideal for a playroom, media room, or home gym. Enjoy your morning coffee from the inviting front porch overlooking the water or spend the evening relaxing on the private rear patio. Residents enjoy RiverTown's resort-style pools, scenic trails, parks, riverfront amenities, and vibrant community atmosphere. 1 year old A/C and 3 year old roof! Move-in ready and cared for with pride, this home is ready for its next chapter.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE
  • Verify CDD bond payoff amount and remaining assessment obligations
  • Review RiverTown HOA docs: rental restrictions, amenity access, special assessments
  • Confirm A/C warranty transfer; inspect roof for wind-mitigation compliance
  • Request plumbing material documentation; check for polybutylene lines

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,672/mo
Property tax (1.1% eff., St. Johns Co.)$472/mo
Homeowners insurance (est.)$300/mo
HOA$5/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,616/mo

Loan $412,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 11:33 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.