Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$459,000

0 30TH Street, Melrose, FL 32666

Pumpkin Patch

Price
$459,000
Beds / Baths
1 / 1
Living area
690 sqft
Year built
1955
Type
Residential
Lot
0.63 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Bradford
Days on market
29
Middle
Bradford
High school
Bradford

Nestled on the point between Big Lake Santa Fe and Little Lake Santa Fe in the highly sought-after Pumpkin Patch neighborhood, this rare waterfront property offers an incredible opportunity to own one of Bradford County's most desirable lakefront locations. Situated on 0.63 acres with approximately 100 feet of waterfront, the property features a 1-bedroom, 1-bath lake cottage ready for renovation or replacement. Whether you're dreaming of restoring a charming lakeside retreat or building your custom forever home or weekend getaway, this exceptional setting provides the perfect canvas to make it your own.

What to check on this one

  • Verify roof age and condition; 1955 home likely needs inspection or replacement soon
  • Order 4-point inspection and wind-mitigation report; required for insurance on 71-year-old home
  • Confirm actual flood zone designation; obtain FEMA map and elevation certificate for waterfront
  • Check septic system age, permits, and service records; well water quality and permits
  • Verify polybutylene or cast-iron plumbing present; common failure points in 1955 construction
  • Confirm waterfront deed restrictions, riparian rights, and any lake/county easements affecting property

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,382/mo
Property tax (1.1% eff., Bradford Co.)$421/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,095/mo

Loan $367,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TREVOR WATERS REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 5:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.