$325,000
4460 CONGRESSIONAL Drive, Jacksonville, FL 32246, Jacksonville, FL 32246
Georgetown Townhomes
- Price
- $325,000
- Beds / Baths
- 4 / 4
- Living area
- 2,142 sqft
- Year built
- 2007
- Type
- Townhouse
- Lot
- —
- Garage
- 1
- HOA
- $436/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 18
$152/sqft asking, vs a $203/sqft median across 45 closed sales in 32246 over the last 12 months — 25% below the area's closed prices. This home is priced 25% below recent area sales, likely reflecting its condition or specific property characteristics—contact the listing agent to understand why.
Seller is offering an $10,000 credit toward the buyer's closing costs with an acceptable offer. Imagine ending your day on a private balcony as the Florida sky turns gold, the fireplace glowing behind you. Mornings start with coffee at the breakfast bar, sunlight pouring across hardwood floors and gleaming granite. When the weekend calls, the resort-style pool and clubhouse seconds away and the shops, dining, and energy of St. Johns Town Center are just minutes down the road. This is Georgetown Townhomes: low-maintenance living in the heart of Jacksonville's Southside, where everything you love is close by. Come see what life here feels like.
What to check on this one
- Verify actual flood zone and pull elevation certificate if AE/VE designated
- Request roof inspection report; built 2007 approaches insurer age concerns
- Obtain HOA docs: bylaws, financials, reserve study, rental restrictions
- Confirm 4-point inspection completed; verify insurer will bind at $325k
- Review closing cost credit terms in writing before signing offer
- Check plumbing type; if polybutylene present, budget for replacement
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $260,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 2:01 PM.
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