Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$289,000

214 MIRROR LAKE Drive, Interlachen, FL 32148, Interlachen, FL 32148

Mirror Lake Beaches

Price
$289,000
Beds / Baths
2 / 1
Living area
1,476 sqft
Year built
1971
Type
Residential
Lot
1.17 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
75

$196/sqft asking, vs a $135/sqft median across 107 closed sales in 32148 over the last 12 months — 46% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Let's dream about lakefront living on this rare find of a main home and separate possible efficiency apt w/bath and kitchen space for the ultimate gathering. The home boasts of two separate open living areas and an additional area of 320 sq ft separated by French doors with no heat/ac and a separate sunroom with no heat/ac. The home on this 1.17 +/- acres also has a basement and garage below making it a florida one of a kind. The approx. 200+ sq ft efficiency apt built in 1968 with screened will require interior renovation and HVAC. Two metal carports/pole barns offer parking or camper storage with 30-amp near. Easy commute on 4-lane State Rd 20 to Gainesville. Approximately 142 ft of frontage on the approx 50 acre Mirror Lake that is fully water recreational for boating, skiing and kayaking and swimming. Come enjoy the most of Florida offering waterfront living.

What to check on this one

  • Verify roof age and condition; 1971 home likely needs inspection for insurance eligibility.
  • Confirm flood zone designation and obtain elevation certificate for waterfront property.
  • Get 4-point inspection report; septic system service history and well water quality test.
  • Verify efficiency apartment legality: permitted as ADU/rental unit in Putnam County zoning.
  • Inspect plumbing type (polybutylene/cast-iron common in 1971); HVAC systems in unheated spaces.
  • Confirm lake frontage survey; check riparian rights and any deed restrictions on water use.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,500/mo
Property tax (1.1% eff., Putnam Co.)$265/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,057/mo

Loan $231,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:38 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.