$835,000
55 NAVIGATORS Road, St. Johns, FL 32259, St. Johns, FL 32259
Middlebourne
- Price
- $835,000
- Beds / Baths
- 5 / 4
- Living area
- 3,474 sqft
- Year built
- 2023
- Type
- Residential
- Lot
- 0.2 ac
- Garage
- 3
- HOA
- $54/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 40
- Elementary
- Patriot Oaks Academy
- Middle
- Patriot Oaks Academy
- High school
- Creekside
$240/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Some homes simply offer more space. This one offers more possibilities. Built in 2023 by ICI Homes, this beautifully upgraded Costa Mesa model blends luxury finishes with one of the most versatile floor plans available. Offering 5 bedrooms, 4 baths, and 3,474 square feet, the thoughtful design is ideal for growing families, guests, or multi-generational living. The heart of the home is a stunning open-concept great room where soaring 12-foot ceilings, tray details, clerestory windows, and stacking sliding glass doors frame peaceful pond views and fill the home with natural light. The chef's kitchen is equally impressive, featuring Calcutta Sol quartz countertops, double-stacked white cabinetry with pull-out shelving, a farmhouse sink, premium GE appliances, a 36-inch gas cooktop, built-in wall oven, and an oversized island designed for gathering. The first floor is anchored by a luxurious owner's retreat overlooking the water, complete with a freestanding soaking tub, zero-entry shower , custom accent wall, and spacious walk-in closet. Three additional bedrooms, two full baths, and a private office with French doors complete the main level. Upstairs is where this home truly shines. A spacious loft, private bedroom, full bath, and dedicated flex room create the perfect setup for extended family, visiting guests, a college student, home business, or private executive suite, offering flexibility that's increasingly difficult to find. Nearly $241,000 in upgrades and options elevate every space, including wide luxury vinyl plank flooring, extensive crown molding, recessed LED lighting, quartz countertops throughout, Nest thermostat, and designer finishes. Step outside to the extended screened, covered lanai with TV outlet, gas connection for grilling, and plumbing already in place for your future summer kitchen, all overlooking tranquil pond views that make every morning and evening feel special. Located within the small, gated, golf cart-friendly community of Middlebourne, residents enjoy a clubhouse, resort-style pool, playground, walking trails, and a welcoming neighborhood atmosphere. Served by highly rated Patriot Oaks Academy and Creekside High School, this exceptional home offers the perfect balance of luxury, flexibility, and everyday livability.
What to check on this one
- Verify flood zone designation and obtain elevation certificate from St. Johns County Property Appraiser.
- Confirm CDD bond payoff amount and remaining assessment term with developer or county records.
- Review HOA covenants for rental restrictions and short-term rental eligibility rules.
- Inspect builder warranty coverage details and transfer requirements from ICI Homes.
- Verify pond/waterfront easement rights and maintenance responsibility in deed.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $668,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.
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