Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$762,500

3817 ISLAMORADA Drive, Ormond Beach, FL 32176, Ormond Beach, FL 32176

Coquina Key

Price
$762,500
Beds / Baths
3 / 3
Living area
2,858 sqft
Year built
2004
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$23/mo
CDD
No
Flood zone
Unknown
County
Volusia
Days on market
40

Life just feels different when the beach is this close! Spend your mornings walking to the sand, your afternoons relaxing by your private pool, and your evenings enjoying the coastal breeze from home. Tucked away in the sought-after Coquina Key community of Ormond Beach, this three-story home offers the perfect balance of privacy, space, and beachside living. With private community beach access via a boardwalk just steps away, you'll enjoy one of the area's most peaceful stretches of coastline bordering a state park. This is the coastal lifestyle you've been waiting for! The first floor features two bedrooms, a sitting room piped for a wet bar right off the pool, a full bathroom, and garage access, making it an ideal setup for guests, extended family, or anyone wanting a little extra separation. Head upstairs to the heart of the home, where natural light fills the open-concept living and dining areas. Large windows frame beautiful ocean views, creating the perfect backdrop whether you're entertaining guests or simply enjoying a quiet evening at home. The spacious balcony extends your living space outdoors, while the kitchen offers abundant cabinetry, a walk-in pantry, and overlooks the main living areas, making it easy to stay connected while cooking and entertaining. The entire third floor is dedicated to the primary suite, creating a true owner's retreat. Wake up each morning to incredible ocean views before stepping into your spacious ensuite featuring dual vanities, a soaking tub, walk-in shower, private water closet, and a generous walk-in closet. Just outside the primary suite, you'll find a versatile bonus space that's perfect for a home office, fitness area, nursery, reading nook, or whatever best fits your lifestyle. With vaulted ceilings and an entire floor dedicated to the owner's retreat, this level truly feels like your own private escape! Thoughtfully maintained and updated, this home has been freshly painted inside and out and features a newer tile roof, multiple newer HVAC systems, updated electrical, hurricane shutters installed in 2019, a central vacuum system, a brand-new pool screen enclosure, new pool pump, and new sprinkler pump. The chlorine pool is also pre-plumbed for saltwater conversion if desired. There's even space to add an elevator, offering additional flexibility for long-term living. Whether you're looking for a full-time residence or the perfect coastal getaway, this home combines the updates you want, the layout you'll love, and the ocean views you've been dreaming of--all just a short walk from the beach. Come see what makes Coquina Key so special!

What to check on this one

  • Verify exact flood zone (AE/VE) and request elevation certificate for mortgage/insurance.
  • Obtain 4-point inspection report; confirm roof age and condition at 22 years.
  • Pull HOA docs for Coquina Key; confirm $23/mo covers beach access and reserves.
  • Have plumber inspect for polybutylene or cast-iron lines (2004 borderline).
  • Confirm pool equipment age, maintenance records, and any structural/safety issues.
  • Get flood/wind insurance quotes before closing; verify current carrier will renew.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,956/mo
Property tax (1.1% eff., Volusia Co.)$699/mo
Homeowners insurance (est.)$445/mo
HOA$23/mo
All-in monthly (est.)$5,123/mo

Loan $610,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.