Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$246,990

2706 CECILLE Avenue, Palatka, FL 32177, Palatka, FL 32177

Palatka

Price
$246,990
Beds / Baths
3 / 2
Living area
1,290 sqft
Year built
2026
Type
Residential
Lot
0.22 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
40

$191/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover Your Dream Home in The Collection at Palatka Community! The Abernathy Plan offers a seamless open-concept design that integrates Living, Dining, and Kitchen areas--perfect for hosting guests or relaxing in comfort. Enjoy energy-efficient Low-E insulated windows throughout. The gourmet Kitchen boasts beautiful cabinetry, quartz countertops, and Stainless Steel Appliances. The serene primary suite offers a private bath with dual vanities and a walk-in closet. The home boasts two additional bedrooms. A 2-car garage adds convenience, while energy-efficient Low-E insulated dual-pane windows and a 1-year limited home warranty provide added peace of mind. Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!

What to check on this one

  • Verify flood zone designation and elevation certificate requirement for Palatka property
  • Confirm builder's 1-year warranty terms and what systems/defects it covers
  • Request HOA/CDD estoppel if community has future assessments or amenities pending
  • Inspect energy-efficient windows and HVAC for proper installation before closing
  • Clarify any builder incentives or enhanced packages included in final price

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,282/mo
Property tax (1.1% eff., Putnam Co.)$226/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,800/mo

Loan $197,592 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WJH BROKERAGE FL LLC. Data via realMLS (Northeast Florida MLS), updated Jul 23, 2026, 6:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.