Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$234,900

191 MIMOSA Avenue N, Middleburg, FL 32068, Middleburg, FL 32068

Jacksonville South

Price
$234,900
Beds / Baths
3 / 2
Living area
1,092 sqft
Year built
1990
Type
Residential
Lot
1.14 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
12

$215/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 19% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Oversized 1.14 acre lot. No HOA. Design and upgrade as you like. Storage shed outback offers electric source. Metal roof approx 10 years old. HVAC only 6 years old. New water heater installed 2018. Showings to begin on August 20, 2026 Seller may need to extend out close date to move.

What to check on this one

  • Verify metal roof installation date and warranty documentation for remaining lifespan.
  • Confirm HVAC service records and refrigerant type (R-22 vs. R-410A compatibility).
  • Obtain septic system inspection report and pumping history for 1.14-acre lot.
  • Request water heater warranty paperwork and plumbing material records (polybutylene risk era).
  • Check Clay County property appraiser for any code violations or lien history.
  • Clarify seller's extended close timeline and any contingencies impacting your schedule.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,219/mo
Property tax (1.1% eff., Clay Co.)$215/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,726/mo

Loan $187,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 7:30 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.