Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$199,000

1004 DEFENDER Court W 1004, Jacksonville, FL 32233, Jacksonville, FL 32233

Courtyards Mayport

Price
$199,000
Beds / Baths
2 / 2
Living area
1,035 sqft
Year built
1988
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$463/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
40

$192/sqft asking, vs a $286/sqft median across 70 closed sales in 32233 over the last 12 months — 33% below the area's closed prices. Priced below area average, likely reflecting its $192 per-square-foot cost versus the neighborhood's $286 average despite recent kitchen renovation.

Close to the Navel Base and to Restaurants and the Beach. This condo is just a short walk to the mail box and the pool. Courtyard is yours to decorate with flowers and furniture. Vaulted ceilings and skylights make the living area a bright cheerful place to spend time. The kitchen is tastefully renovated. The owner can choose the suite downstairs or the suite upstairs. Room for an office or game room in the loft area. Eveything you need to live life at the Beach!

What to check on this one

  • Obtain condo milestone inspection report and SIRS filing status from HOA.
  • Request HOA financials, reserve study, and rental restriction rules in writing.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify roof age and get 4-point inspection; check insurer wind-mitigation requirements.
  • Review plumbing type (polybutylene/cast-iron risk given 1988 build year).
  • Confirm HOA $463/mo fee covers all; clarify any special assessments pending.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,033/mo
Property tax (1.1% eff., Duval Co.)$182/mo
Homeowners insurance (est.)$292/mo
HOA$463/mo
All-in monthly (est.)$1,970/mo

Loan $159,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jul 23, 2026, 4:18 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.