$189,900
1855 OAK WATER Drive, Jacksonville, FL 32225, Jacksonville, FL 32225
Oak Point
- Price
- $189,900
- Beds / Baths
- 2 / 2
- Living area
- 1,226 sqft
- Year built
- 1986
- Type
- Townhouse
- Lot
- 0.1 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 33
Rare opportunity to own an end-unit townhome in a quiet, established neighborhood close to Jacksonville's beaches, with no HOA or CDD fees! This 2-bedroom, 2-bath home offers 1,226 square feet of living space and has been lovingly maintained by its original owner. The interior remains largely in its original condition, presenting an excellent opportunity for the next owner to update and personalize it to suit their style. Established fruit trees enhance the outdoor space, while the end-unit location provides additional privacy. Sidewalks throughout the neighborhood offer a pleasant setting for walking and bike riding. Enjoy a convenient location near Jacksonville Beach, Atlantic Beach, Naval Station Mayport, several golf courses, shopping, dining, and everyday amenities. Outdoor recreation and beautiful Florida scenery are also close by at Hanna Park, the Jacksonville Arboretum & Botanical Gardens, Fort Caroline National Memorial, Ed Austin Regional Park, and the Intracoastal Waterway.
What to check on this one
- Verify roof age and condition; 1986 home may need inspection soon for insurance eligibility
- Order 4-point inspection (roof, HVAC, plumbing, electrical) — standard for pre-1995 homes in NE Florida
- Confirm flood zone designation and obtain elevation certificate if in AE/VE zone
- Request plumbing materials inspection — polybutylene or cast-iron common in 1986 builds
- Verify HVAC age and remaining useful life; original systems likely near replacement
- Review townhouse CC&Rs for architectural approval, rental restrictions, and any special assessments
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $151,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of INI REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 2:00 PM.
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