Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$534,700

3662 MATEO Place, Orange Park, FL 32065, Orange Park, FL 32065

Miniature Acres

Price
$534,700
Beds / Baths
6 / 4
Living area
2,675 sqft
Year built
1973
Type
MultiFamily
Lot
0.46 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
50

2 Homes on 1 Property!! Looking for a multi-generational home? Looking for an investment home? NO HOA? Well this is it...Rare opportunity to own a beautifully updated home featuring a 3BR/2BA main house & a separate 3BR/2BA Guest House with a POOL in the middle sitting on a HUGE 87x230 lot(.46 Acres) w/plenty of room for a detached garage or RV/Boat parking. These 2 homes offer a total of 6 bedrooms & 4 baths. Perfect for multi-generational living, hosting guests, or generating rental income. Both homes feature completely updated kitchen & bathrooms, laundry in both units & are move-in ready. Stainless appliances, LVP floors, Roof, AC & Water Heater 2024. Enjoy Florida living w/a sparkling pool, large fenced backyard & plenty of space for entertaining or relaxing. Conveniently located w/endless possibilities, this versatile property is one you don't want to miss! Just a couple blocks to Miniature Acres Park & Moody Ave Park. Close to schools, shopping & more. Gazebo sold ''As-Is''

What to check on this one

  • Verify roof, AC, water heater install dates claimed as 2024 with receipts/warranties.
  • Confirm both units' electrical/plumbing permits pulled for 1973 homes; check for polybutylene.
  • Obtain flood zone designation; get elevation certificate if in AE/VE zone.
  • Verify rental income legality: check Clay County zoning for two-unit occupancy and STR rules.
  • Review pool maintenance records, equipment age, and current liability insurance requirements.
  • Confirm both homes' separate utility meters and title/deed structure for ownership clarity.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,774/mo
Property tax (1.1% eff., Clay Co.)$490/mo
Homeowners insurance (est.)$312/mo
All-in monthly (est.)$3,576/mo

Loan $427,760 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 12:25 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.