$399,000
102 ORANGE TREE Road, East Palatka, FL 32131, East Palatka, FL 32131
Citrus Cove
- Price
- $399,000
- Beds / Baths
- 3 / 2
- Living area
- 1,523 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 1.16 ac
- Garage
- 3
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 29
- Elementary
- Browning Pearce
- High school
- Palatka
SELLER WILL help with CLOSING COSTS WITH ACCEPTABLE OFFER WHEN USING PREFERRED LENDER. New construction designed for space and function with 10' ceilings, 8' doors, and LVP flooring throughout, with tile in baths. The chef-inspired kitchen features quartz counters, spacious island seating, 42'' soft-close wood cabinets, and stainless appliances, refrigerator included. Baths feature quartz vanities, designer tile, and a glass-enclosed owner's shower. The added 3-cargarage offers extra storage and flexibility for vehicles, hobbies, or a workshop. Custom landscaping, irrigation, and finished garage add quality throughout. Easy access to Palatka, St. Augustine, Crescent Beach, and I-95 gives you country living with big-city convenience.
What to check on this one
- Verify actual flood zone designation with FEMA map—East Palatka has flood-prone areas.
- Confirm builder warranty details, transfer provisions, and remaining coverage period.
- Get closing cost assistance terms in writing before making offer.
- Inspect new construction for punch-list items and builder defect remedies.
- Verify septic system design, permit, and maintenance schedule for 1.16-acre lot.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $319,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 2:45 PM.
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