Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$634,000

115 WINDLEY Drive, St. Augustine, FL 32092, St. Augustine, FL 32092

Shearwater

Price
$634,000
Beds / Baths
4 / 3
Living area
2,473 sqft
Year built
2019
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$88/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
40
Elementary
Trout Creek Academy
Middle
Trout Creek Academy
High school
Beachside

Brand-new pool and screened enclosure, less than one year old! Located in the highly sought-after Shearwater community of St. Johns County, this beautifully upgraded 4-bedroom, 3-bathroom pool home combines sophisticated design with the best of Florida living. The main living areas feature elegant wainscoting and chair-rail detailing, while the spacious living room serves as the heart of the home with striking custom built-ins and bookshelves. The primary suite includes luxury vinyl plank flooring and a custom-designed closet system that offers both style and exceptional organization. Upgraded fixtures throughout the home add a modern, refined touch to every room. The oversized garage provides plenty of additional storage and flexibility, featuring a two-car garage plus a separate third-car bay and an expansive paver driveway. Step outside to your private backyard retreat, complete with a nearly new pool and screened enclosure overlooking a peaceful preserve. Designed for both relaxing and entertaining, this outdoor space delivers privacy, beautiful views, and the ultimate Florida lifestyle. Situated in one of the area's best school zones, this property offers unparalleled access to education and the renowned resort-style amenities that Shearwater is famous for, including pools, fitness centers, community trails and a kayak launch. Don't miss this opportunity to own a meticulously maintained, move-in-ready home in a top-tier community. Schedule your showing today!

What to check on this one

  • Verify flood zone designation & elevation certificate requirement with county appraiser.
  • Confirm CDD bond payoff amount and remaining assessment term.
  • Review HOA covenants for pool enclosure maintenance & short-term rental restrictions.
  • Inspect pool/screened enclosure permits and one-year warranty/builder coverage details.
  • Obtain roof certification; confirm 2019 build qualifies for standard homeowner insurance.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,290/mo
Property tax (1.1% eff., St. Johns Co.)$581/mo
Homeowners insurance (est.)$370/mo
HOA$88/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,496/mo

Loan $507,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ROUND TABLE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 12:26 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.