$575,000
3860 MAGNOLIA Street, Middleburg, FL 32068, Middleburg, FL 32068
Metes & Bounds
- Price
- $575,000
- Beds / Baths
- 4 / 3
- Living area
- 2,510 sqft
- Year built
- 1960
- Type
- Residential
- Lot
- 1.933 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 41
$229/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 27% above the area's closed prices. Condition and lot vary; that's what a showing is for.
DEEP WATER. 235 FEET OF WATERFRONT FOOTAGE! 1.933 ACRES ON BLACK CREEK! HOUSE IS HIGH & DRY WITH HOUSE PAD IN X FLOOD ZONE, NEW METAL ROOF & FASTENER SYSTEM 2022 Welcome to this stunning 4-bedroom, 3-bathroom home situated on a tranquil Black Creek. This property offers a sense of privacy and serenity while still being conveniently located. Step inside to discover a beautifully updated kitchen featuring new countertops and modern appliances that perfectly complement the home's inviting atmosphere. The property also includes a versatile detached garage, currently set up as a game room, which is both heated and cooled for year-round comfort. This added space is perfect for entertaining or pursuing your favorite hobbies.
What to check on this one
- Verify flood zone X designation in writing; confirm elevation certificate on file
- Inspect 2022 metal roof installation permits and fastener documentation
- Review Black Creek waterfront deed restrictions, setbacks, and riparian rights
- Confirm septic system age, last pump date, and drain field location
- Check plumbing type (pre-1995 polybutylene risk on 1960 build)
- Verify detached garage conversion complies with Clay County permits and zoning
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $460,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of PENINSULA PROPERTIES REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 11:32 PM.
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