Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$325,000

2774 MONROE LAKES TERRACE Terrace, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Anabelle Island

Price
$325,000
Beds / Baths
3 / 2
Living area
1,342 sqft
Year built
2024
Type
Residential
Lot
Garage
2
HOA
$12/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
41

$242/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 35% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautifully Upgraded & Move-In Ready! Welcome to this beautifully maintained, like-new home offering the perfect blend of style, comfort, and privacy. The open-concept floor plan features soaring 10-foot ceilings in the main living areas, creating a bright and spacious feel that's perfect for everyday living and entertaining. The kitchen offers abundant cabinetry, generous counter space, a breakfast bar, and room for a dining table, making it the heart of the home. The split-bedroom layout provides privacy, with the spacious primary suite tucked away at the rear of the home overlooking the peaceful backyard. Step outside to your covered lanai and enjoy relaxing evenings while taking in the serene wooded preserve views. The fully fenced backyard offers privacy with no rear neighbors and plenty of room for pets, play, or future outdoor living enhancements. Additional features include: Builder and owner upgrades throughout Gutters and irrigation system Custom window treatments Spacious secondary bedrooms with ample closet space Modern bathrooms and generous storage Meticulously maintained and truly move-in ready Conveniently located near shopping, dining, schools, and major commuting routes, this home offers the perfect combination of modern living and natural surroundings. A rare opportunity to own a beautifully cared-for home with private wooded views--schedule your showing today!

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment schedule.
  • Review builder warranty coverage remaining on 2024 construction.
  • Inspect roof, HVAC, and all systems documentation from builder.
  • Verify HOA $12/mo covers what; request full governing documents.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,686/mo
Property tax (1.1% eff., Clay Co.)$298/mo
Homeowners insurance (est.)$292/mo
HOA$12/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,455/mo

Loan $260,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LOKATION. Data via realMLS (Northeast Florida MLS), updated Jul 23, 2026, 12:23 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.