$1,165,000
111 S 5TH Street, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Amelia Island
- Price
- $1,165,000
- Beds / Baths
- 3 / 2
- Living area
- 2,204 sqft
- Year built
- 1891
- Type
- Residential
- Lot
- 0.11 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 41
$529/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 109% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Step into the timeless charm of Historic Fernandina Beach with this beautifully preserved circa-1891 Victorian home in the heart of the Historic District, listed on the National Register of Historic Places. Just blocks from Centre Street, boutique shopping, waterfront dining, the marina, and Amelia Island's year-round festivals, this remarkable home blends historic craftsmanship with modern comfort. Offering more than 2,200 square feet, this 3-bedroom, 2-bath home showcases original heart pine floors, soaring 12-foot ceilings with crown molding, dramatic floor-to-ceiling parlor windows, and a stunning 21-riser hand-hewn staircase. Built using innovative balloon-frame construction, the home was designed for beauty and longevity. The historic dog-walk (dogtrot-style) interior passage reflects its architectural heritage, while the remodeled kitchen and adjoining living area provide an inviting space for everyday living and entertaining. Thoughtfully updated with renovated marble baths, natural gas, a tankless water heater, water softener, new roof (2023), new irrigation system (2024), and attic roof clips for added structural resilience. Located outside a FEMA Special Flood Hazard Area. More than 30 windows feature custom plantation shutters, while the screened porch overlooks brick patios, mature landscaping, a spacious garden/storage shed, and an original cistern beneath the home. Historic homes offering this level of authenticity, thoughtful updates, and an unbeatable downtown location rarely become available. Own a remarkable piece of Fernandina Beach history just moments from the waterfront, restaurants, shops, and the Amelia Island lifestyle.
What to check on this one
- Verify roof installation date and warranty from 2023 work — get contractor receipt.
- Request full permit history for all renovations; confirm Historic District compliance.
- Confirm plumbing materials used in remodel — cast-iron or polybutylene risk in 1891 home.
- Obtain flood zone letter from county; check FEMA map yourself — listing says 'outside' but unconfirmed.
- Get pre-closing 4-point inspection report; verify insurer will cover 135-year-old structure.
- Review balloon-frame condition assessment — critical for structural insurance eligibility.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $932,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 1, 2026, 6:35 AM.
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