Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$415,000

1145 STOCKS Street, Atlantic Beach, FL 32233, Atlantic Beach, FL 32233

Atlantic Beach

Price
$415,000
Beds / Baths
3 / 2
Living area
1,096 sqft
Year built
1997
Type
Residential
Lot
0.12 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
39

Fully renovated Atlantic Beach gem just 2 miles from the ocean! Ride your bike to everything the area has to offer! Just minutes to Beaches Town Center, dining, shops, breweries, and nightlife. This turn-key home features new luxury vinyl plank flooring throughout. The modern kitchen boasts two-tone cabinetry, quartz counters, a marble mosaic backsplash, and brand-new Frigidaire stainless steel appliances. Both bathrooms are fully updated with designer tile- one featuring a custom walk-in shower and pebble floor, the other a tub/shower combo wrapped in sleek slate-style tile with brass accents. Key upgrades include a 2019 roof, 2026 AC, brand new fence & a freshly installed irrigation system. Live the ultimate beach lifestyle!

What to check on this one

  • Verify 2019 roof age with roofer; confirm shingles, flashing, underlayment condition.
  • Get 2026 AC unit serial/warranty; confirm installation date and service records.
  • Pull flood zone designation from FEMA map; request elevation certificate if AE/VE.
  • Inspect new fence for property line compliance and HOA/city permit records.
  • Confirm irrigation system type, age, and recent service history.
  • Review homeowner's insurance quotes—newer roof/AC may lower premiums.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,153/mo
Property tax (1.1% eff., Duval Co.)$380/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,825/mo

Loan $332,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WHOLESALE REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 9:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.