Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$429,900

732 LAKE SINCLAIR Street, St. Augustine, FL 32084, St. Augustine, FL 32084

St Augustine Lakes

Price
$429,900
Beds / Baths
4 / 4
Living area
2,268 sqft
Year built
2024
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$63/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
41
Elementary
Webster
Middle
Murray
High school
St. Augustine

$190/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 10% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to the best home value in St. Augustine Lakes! Built in 2024 and better than new, this stunning 4-bedroom, 3.5-bath home offers modern style, thoughtful design, and an incredible Lakefront lifestyle. Located on an extra-large homesite with a beautiful lake view, this model-like home features an extended sun deck off the screened lanai--perfect for entertaining, and enjoying peaceful sunsets. The floor plan includes a first-floor primary suite, a spacious upstairs loft ideal as an office, or flex space, Plus three more bedrooms, one a perfect guest or teen suite with private bath and walk-in closet. Gently lived in by the original owners, this immaculate home is truly move-in ready. Whether a first-time buyer, moving up, or planning your next chapter, this home offers the space and flexibility you need. The deep lot provides room for a future pool, and the fully Fenced Backyard adds privacy. Hurry-in Today, this home won't last long on the market!

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate for lender/insurance.
  • Verify CDD bond payoff amount and remaining assessment obligations.
  • Review HOA documents for rental restrictions and transfer requirements.
  • Inspect roof warranty coverage and confirm 2024 installation details with builder.
  • Verify homeowner's insurance quote—new construction in lakefront location may impact rates.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,231/mo
Property tax (1.1% eff., St. Johns Co.)$394/mo
Homeowners insurance (est.)$292/mo
HOA$63/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,147/mo

Loan $343,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX UNLIMITED. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 7:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.