Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$699,000

9244 JULY Lane, St. Augustine, FL 32080, St. Augustine, FL 32080

Summer Island

Price
$699,000
Beds / Baths
3 / 2
Living area
2,118 sqft
Year built
1992
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$254/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
41
Elementary
W. D. Hartley
Middle
Gamble Rogers
High school
Pedro Menendez

If you've been looking for water views without the waterfront price tag, this home in the gated community of Summer Island deserves a closer look. Enjoy ocean AND Intracoastal views, along with the convenience of being just a five-minute walk from the beach. This well-maintained, single-level home offers 2,118 square feet with 3 bedrooms and 2 bathrooms. Vaulted ceilings, skylights, and expansive windows fill the interior with natural light while showcasing the surrounding water views. Recent improvements include a new roof in 2022 and a new HVAC system in 2025, providing added value and peace of mind. The living room features a wood-burning fireplace and sliding glass doors that open to the enclosed sunroom, creating a comfortable space to enjoy your morning coffee, read a book, or simply take in the panoramic ocean views. The primary suite also enjoys direct access to this space and includes a walk-in closet along with a spacious bathroom featuring a soaking tub, separate shower, and bidet. Two additional bedrooms, each with a walk-in closet, share a guest bathroom. The kitchen overlooks the Intracoastal waterway and includes a breakfast nook, breakfast bar, pantry, tiled backsplash, and plenty of cabinet and counter space. Skylights brighten the adjacent dining area, making it an inviting place to gather. Outside, a beautifully landscaped paver patio with a fire pit provides the perfect place to relax after a day at the beach. The community's south gate is only 500 feet away, providing convenient beach access, while the community pool is just a short walk from the front door, allowing you to enjoy the benefits of a pool without the maintenance. Summer Island is a private, gated community offering a community pool, tennis courts, private dock, and boat launch, all within a 3-minute walk from your front door. Despite its peaceful setting, you're only 15 miles from Historic Downtown St. Augustine, 13 miles from the St. Augustine Amphitheater, 7 miles from Publix, and 5 miles from Washington Oaks Gardens State Park. With ocean and Intracoastal views, a short walk to the beach, recent major updates, one-story living, and the security of a gated community, this home offers an exceptional combination of location, lifestyle, and value. It is arguably the best-priced ocean view home currently available in St. Augustine! While the photos provide a glimpse, it's difficult to capture just how expansive the views are until you're standing there in person.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate for waterfront property.
  • Confirm new roof (2022) and HVAC (2025) warranty coverage and transferability to buyer.
  • Review HOA documents, CC&Rs, and rental restrictions for Summer Island gated community.
  • Obtain 4-point inspection report given 1992 construction year.
  • Verify no polybutylene plumbing; confirm current plumbing material and age.
  • Request homeowner's insurance quote now—waterfront properties face higher premiums and coverage limits.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,627/mo
Property tax (1.1% eff., St. Johns Co.)$641/mo
Homeowners insurance (est.)$408/mo
HOA$254/mo
All-in monthly (est.)$4,930/mo

Loan $559,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ENDLESS SUMMER REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 2:17 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.