$390,000
95183 TIMBERLAKE Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Timberlake
- Price
- $390,000
- Beds / Baths
- 4 / 2
- Living area
- 1,856 sqft
- Year built
- 2017
- Type
- Residential
- Lot
- 0.21 ac
- Garage
- 2
- HOA
- $88/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 20
- Elementary
- Yulee
- Middle
- Yulee
- High school
- Yulee
$210/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 17% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Enjoy peaceful pond views from this beautifully maintained 4-bedroom, 2-bath home in the desirable Timberlake community of Fernandina Beach. Built in 2017, this move-in-ready home offers 1,856 square feet of thoughtfully designed living space with an open-concept floor plan perfect for everyday living and entertaining. The spacious kitchen features stainless steel appliances, ample cabinetry, and generous counter space. It overlooks the dining and living areas, creating the perfect space to gather with family and friends. A split-bedroom floor plan provides privacy for the owner's suite, complete with a walk-in closet and en-suite bath. Step outside to the screened lanai and take in the serene pond views. The fully fenced backyard offers plenty of space for pets, play, gardening, or entertaining while enjoying the peaceful waterfront setting. Residents of the Timberlake community enjoy a convenient location just minutes from historic downtown Fernandina Beach, Amelia Island's beautiful beaches, shopping, dining, top-rated Nassau County schools, and Kings Bay Naval Submarine Base. Whether you're looking for a primary residence or your next Florida home, this property offers the perfect blend of comfort, convenience, and outdoor living.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE.
- Review HOA docs: Timberlake CC&Rs, amenities, restriction on short-term rentals.
- Confirm roof age/material and insurer acceptance given 2017 build.
- Request 4-point inspection (roof, plumbing, electrical, HVAC systems).
- Verify pond/waterfront easements and maintenance responsibility in deed.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $312,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MARK SPAIN REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 12:35 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.