$998,000
532 SADDLESTONE Drive, St. Johns, FL 32259, St. Johns, FL 32259
Durbin Crossing
- Price
- $998,000
- Beds / Baths
- 5 / 4
- Living area
- 3,834 sqft
- Year built
- 2009
- Type
- Residential
- Lot
- 0.29 ac
- Garage
- 3
- HOA
- $5/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 41
- Elementary
- Durbin Creek
- Middle
- Fruit Cove
- High school
- Creekside
This 5br/4ba POOL home in Durbin Crossing is a showstopper! The main living areas are open & welcoming, and provide both casual and formal gathering options. The updated white kitchen is as sophisticated as it is functional with lots of counter space and cabinetry. An oversized primary BR is on the main floor as well as an office, LR, FR, DR, 2 more BRs/ BAs & laundry. Real wood floors on main level. Upstairs you'll find a loft, 2 BRs & a full bath. The house is completely updated and comfortable but you may find yourself spending much of your time outside. There you'll find a screened salt pool, firepit and outdoor kitchen with Evo flat top griddle! First story is concrete block construction. Recent updates include new roof (2024), tankless electric water heater (2024), new gutters and new water softener.Cul-de-sac street; zoned for SJC A-rated schools. Fireplace is gas (propane) and sellers have never connected it or used it.
What to check on this one
- Verify CDD bond payoff amount and annual assessment; confirm Durbin Crossing developer status.
- Confirm flood zone designation with county appraiser; request elevation certificate if in AE/VE.
- Review HOA docs for pool maintenance rules, rental restrictions, and any special assessments.
- Inspect new 2024 roof warranty docs; confirm all work permitted and inspected by county.
- Have 4-point inspection completed; verify tankless water heater and propane fireplace permits.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $798,400 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 11:30 PM.
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